How Do I Use My Walmart Mastercard for Cash Advance?

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Title: How Do I Use My Walmart Mastercard for Cash Advance?


The Walmart Mastercard is a versatile credit card that offers a range of benefits and features to its cardholders. One such feature is the ability to obtain cash advances using your card. This article aims to guide you through the process of utilizing your Walmart Mastercard for cash advances. Additionally, we have compiled a list of frequently asked questions (FAQs) to address any concerns you may have.

Using Your Walmart Mastercard for Cash Advance:

1. Understand the Terms and Conditions: Before proceeding with a cash advance, it is essential to review your Walmart Mastercard’s terms and conditions. Familiarize yourself with the fees, interest rates, and any cash advance limits that may apply.

2. Locate an ATM: To withdraw cash using your Walmart Mastercard, you will need to locate an ATM that accepts Mastercard. These are widely available at banks, retail stores, and other convenient locations.

3. Insert Your Card: Insert your Walmart Mastercard into the ATM’s card slot. Ensure the card is securely inserted and follow any prompts that may appear on the screen.

4. Enter Your PIN: To proceed with the cash advance, you will need to enter your Personal Identification Number (PIN). This is the same PIN you use for regular purchases with your card.

5. Select the Cash Advance Option: Once you have entered your PIN, select the “Cash Advance” option on the ATM screen. The specific placement of this option may vary depending on the ATM’s interface.

6. Specify the Amount: Next, you will be prompted to enter the amount of cash you wish to withdraw. Remember that cash advances typically have a limit, which may be lower than your credit limit. Ensure that the amount you enter falls within this limit.

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7. Confirm and Collect Cash: After verifying the amount, confirm your selection. The ATM will then dispense the requested cash. Retrieve the cash and any receipts you may require.

8. Understand the Fees and Interest: It is crucial to be aware of the fees and interest associated with cash advances. These transactions often incur higher fees and interest rates compared to regular purchases. Check your Walmart Mastercard’s terms and conditions for specific details.


Q1. Is there a maximum limit for cash advances on my Walmart Mastercard?
A1. Yes, cash advances typically have a limit that is lower than your credit limit. Refer to your card’s terms and conditions for the exact limit.

Q2. Can I withdraw cash from any ATM using my Walmart Mastercard?
A2. Yes, as long as the ATM accepts Mastercard, you can withdraw cash using your Walmart Mastercard.

Q3. How can I obtain my Walmart Mastercard PIN?
A3. You can obtain your PIN by contacting the Walmart Mastercard customer service helpline or by visiting the Walmart MoneyCenter desk at a physical store.

Q4. Are there any additional fees associated with cash advances?
A4. Yes, cash advances usually incur additional fees, which may include a transaction fee or a percentage of the withdrawn amount. Review your card’s terms and conditions for precise details.

Q5. How soon do I have to repay the cash advance?
A5. Cash advances are typically subject to immediate interest charges. It is advisable to repay the cash advance as soon as possible to minimize interest expenses.


Utilizing your Walmart Mastercard for cash advances can be a convenient way to access funds when needed. However, it is crucial to understand the associated fees, limits, and repayment terms. By following the steps outlined in this article and familiarizing yourself with the FAQs, you should be well-equipped to make informed decisions when using your Walmart Mastercard for cash advances.

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