Christine has a solid background in personal finance as she spent the last eight years working at one of the biggest banks in the US. She managed her own team of financial advisors that helped hundreds of people with their financing needs. Her innate understanding of different financial products and loans helped her move up the ranks quickly after graduating with a degree in Business Administration.
She recognizes that financial products are tools, and that the right tool for one job might be the wrong tool for another job. As a result, she focuses on helping people find the right tool for their specific situation. Christine utilizes all of her experience as a loan officer and bank manager to help her dispense the best possible advice for her readers.
Read her articles to learn more about your options when it comes to getting a personal loan.
Good credit is all about your credit history that indicates that you have a relatively higher credit score and are a safe bet in terms of credit risk. Your credit score is provided by accredited and nationally recognized agencies for credit reporting. A lender will always check your credit score before issuing a loan or provide credit.
LendUp is a leading online private lending company with its services available throughout the country. It is a relatively recent entrant in the financial lending marketplace – it was established in 2012.
Personal loans are very popular with people trying to augment their funds, but many are still reluctant to apply because of its negative impact on their credit scores. Fortunately, there is a risk-free way for you to check your interest rate while keeping your rating intact.
There are several types of loans available and they are targeted for consumers’ unique financial needs. One example of that is a personal loan, which is used for a variety of reasons.
Managing your personal finances is no easy task. From planning your budget to handling investments, it can be easy to get overwhelmed. And yet, learning how to manage your personal finances is highly important.
Everyone is a little short of cash sometimes. Maybe you need to make a large purchase. You might also need to cover unforeseen expenses from an accident or health issue. Or maybe you don’t have any pressing needs right now, but you want to know that you have the resources to handle anything that comes up.
RocketLoans is a leading private lender in the US. It is a part of the Quick Loans group of companies. Its service basket includes personal finance covering debt consolidation, medical situations, home renovation, vehicle expenses, and even small business.
Emergencies are like unseasonal showers – you never know when they can catch you unawares and unprepared. They stress the finances of an individual and disrupt their short and medium-term cash-flow.
If you need some funding to pay for an expense or consolidate debt, you might be wondering what your best options are. It can be hard to choose between the range of different loan products available in the current finance market.
Personal loans are an increasingly popular form of finance that individuals use to cover a variety of different costs. If you’re someone who needs some extra cash, you’re probably considering a variety of different funding methods.
If you are in the market for a wedding loan, chances are you recently proposed or got proposed to. In that case, congratulations! Weddings are one of the most exciting and beautiful events in an individual’s life.
If you’re in the market for a new boat, you’re probably trying to consider the different options you have for financing it. It’s rare that people can purchase a boat outright, so obtaining finance is typically the obvious option.
Short term finance loans are a great way to get access to financing when you don’t want to take out a long-term loan. Term loans can be extremely lengthy, which leaves you with a prolonged debt burden that can end up impacting your financial situation long into the future.
World Finance is a popular financial nationwide institution that specializes in helping individuals achieve financial goals through different loan services for nearly 50 years. The company places great emphasize on their ability to help everyone in their community with their financial needs, regardless of their credit score.
USAA is a financial institution that is dedicated to providing competitive banking, investment, and insurance services to members of the military. Those who are actively apart of the military retired or have family members that are in the military can receive specialized services.
Upstart is a Silicon Valley originated Personal Loan and Online Lending financial institution. Created by several previous Google employees, Upstart serves to supply personal or business loans through conventional and unconventional methods of assessing a person’s propensity to repay loans.
One Main Financial previously known as Springleaf Financial is a financial company that has been working meticulously for over 100 years to help consumers with their economic hardships. One Main Financial’s loan experts are committed to assisting consumers to achieve financial success.
For over a century, PNC, also known as PNC Financial Services has been providing clients with financial solutions. This organization has withstood the test of time and has grown exponentially throughout the years. They are recognized as the fifth largest bank in the United States due to their assets and extensive branch offices.
The Navy Federal Credit Union is a financial organization that caters to members and veterans of the armed forces, DoD, Coast Guard and National Guard exclusively. If proven to be affiliated with any of the above-mentioned groups, members can receive exclusive access to the services and solutions offered by this organization.
LightStream is a loan lender and division under national financial institution, SunTrust Bank, one of the United States leading financial companies today. LightStream specializes in providing its customer with personalized loan options, including a wide variety of loan types and rates.
Lending Tree is an online loan marketplace that connects clients to a group of lenders that are committed to providing consumers with a variety of lending options. Regardless of the reason for the loan, individuals can expect to receive a solution irrespective of their borrowing needs.
Earnest is a financial institution providing different financial services, including personal loans and refinancing student loans, for those that are deemed financially responsible. This company seeks to take a new direction, rather than the standard credit pull and approval.
Digital Federal Credit Union also known as DCU, is a credit union that is based in Massachusetts. Many consumers turn to these types of financial institutions as they offer rates and services that are reasonable and tailored to fit the unique needs of their clients.
Since they began operating in 1812, Citibank has been offering various financial services to its clients. Their consistency and dedication to their customers along with their level of expertise, has made them a renowned institution. They are one of the largest national banks.
Since 1988, Capital One has been helping individuals with their financial needs. Credit card solutions, everyday banking, investing options, and other financial products are offered. This institution also offers personal loans and personal lines of credit, but unlike other organizations that allow applicants to apply online, Capital One does not provide this feature. Instead, individuals seeking personal loans must call the bank to speak with a representative to discover whether they qualify.
Providing commercial banking, regional banking, wealth management and national finance, Bank of the West has been providing financial value and service for over 135 years. With humble beginnings as the Farmers National Gold Bank of San Jose, in 1874, Bank of the West grew to a $2.62 billion-dollar revenue as of 2008 with over 10,500 employees.
Since its founding in 1998, Bank of America has established itself as one of the leading banks in America. They offer a myriad of financial solutions to their clients including credit and everyday banking options. This institution is highly regarded amongst its clients.
Personal loans have grown into one of the most common forms of finance in the United States. They’ve become a popular way of helping people obtain finance for a range of different causes.
Almost everyone in the United States has obtained a loan at some stage in their life. Personal loans are a great way to help pay for a variety of costs or expenses for everyday consumers.
So, you’ve decided that you want a personal loan to help you cover some personal expenses. The hardest part about the process is choosing the right personal loan company to work with.
If you’ve been looking at various ways to obtain finance, but you can’t seem to find a good source for small loans, micro loans might be the right type of finance for you.
If you’ve been researching different forms of finance, you’ve probably come across a range of different lending products and lenders. It can be hard to sort through all the terminology and come to an honest conclusion about what loan is right for you.
If you’re thinking of acquiring a personal loan to help cover personal costs, you’ve probably had a look at the different options available to you.
You might be wondering how quickly you are able to get a personal loan if you end up needing access to capital quickly. Emergencies pop up, which can easily result in the need for access to cash.
If you’re on the lookout for a personal loan, but your credit score is holding you back, you might find that you’re getting increasingly frustrated.
Personal loans are one of America’s favorite lending products. They’re offered by a range of different lenders across the country. This type of loan is one of the original types of finance offered by lenders in modern history.
If you’re thinking of obtaining finance to help you cover an expense, you’ve probably done your own research into personal loans. Personal loans are considered one of the original lending vehicles provided by banks in the United States.
So, you’ve had a long, hard think about the type of finance you want to obtain? If you’ve decided that you want to get a personal loan, the next step is to get the ball rolling.
Getting access to cheap finance is one of the best ways for you and your family to save money.
Personal loans are one of America’s favorite lending products. They’re offered by a range of different lenders across the country.
Personal loans are one of the most common forms of loan available to consumers in the United States. They’re used by millions of Americans to finance a range of different things.
An unsecured personal loan is one of the most common forms of finance available to individuals today. If you’re looking to get finance to pay off credit card debt, or finance an extension on your home, an unsecured loan might be the answer for you.
Personal Loans for Bad Credit Christine Tait Last updated: 1/2019facebooktwitterinstagramgoogle-plusFind the Best Personal Loan for Your NeedsWays to Get a Personal Loan With Bad Credit Get a Cosigner Improve your Credit Score Check your Credit Report Pay down your...
When you need access to extra cash, you may think about applying for a loan. Loans make it convenient for you to get access to the cash you need while extending the payments on the borrowed funds out for several years or longer.
Lenders consider several factors when approving you for a loan. One of the most important factors in determining whether you can repay the loan is your debt-to-income ratio (DTI).